Thomas McGregor & Associates

OUR VISION


 

We are trusted advisors to our clients and their advisory team.  By forming strategic alliances with CPAs, Attorneys and Trust Officers, we recognize and leverage our collective talent to deliver effective and highly personalized solutions to our clients. 


 

OUR MISSION


 

Life insurance contracts are sophisticated and complex financial instruments that require careful evaluation and ongoing support.  Our clients rely on our knowledge and collaborative experience to design and manage the details of their life insurance portfolios in a manner that will ensure a successful outcome.   Our Underwriting Advocacy Program incorporates a state-of-the-art procurement process aimed at delivering the best possible solution  to our clients' unique and complex needs.  With access to over 50 leading manufacturers of life insurance, we focus solely  on the needs of our clients without the constraints typically associated with firms who offer limited proprietary product.              
Calculators

Car Affordability

How much can you afford to pay for a car?

Lifetime Earnings

This calculator is designed to help you attach a dollar figure to your life’s work.

Taxable Equivalent Yield

Calculate the rate of return you would have to receive from a taxable investment to realize an equivalent tax-exempt yield.

Home Affordability

Estimate of the maximum amount of financing you can expect to get when you begin house hunting.

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Newsletters

Using Living Benefits for Retirement Income

Many Americans are finding it difficult to predict how much they can save by retirement. Because traditional pensions are available to just one out of three workers today, a potential way of creating a guaranteed income stream in retirement is to purchase the guaranteed living benefits that are available with some variable annuities.

The Difference Between the Debt and the Deficit

The terms "debt" and "deficit" are often used interchangeably to describe the federal government's financial situation, yet they have significantly different meanings. This explanation of the budget deficit and the national debt may help readers understand the conversation.

Finding a Good Time to Invest

When a prominent stock market index closes above an important threshold, many investors who have been sitting on the sidelines may see it as good time to invest, but they may have missed a significant part of the rally. Waiting for the "right" moment to invest could prove to be a costly and ineffective strategy.

Small Companies Face Costly Cybersecurity Threats

For many small businesses, the Internet is an important tool, but cybersecuity risks are growing. 40% of all targeted Internet attacks are now directed toward companies with fewer than 500 employees, and just over half of small businesses have a basic cybersecurity plan. This article provides tips to the small business owner about how to shore up their online defenses.

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